Dividend Income – Pot of Gold or Reality? 🌈

Dividends are a source of income for equity investors; but many are not interested in the small amounts distributed as dividends and prefer to make a killing buying low and selling high. Why should an equity investor in India pursue dividend investing? As per the current IT laws, for a resident individual dividend income upto Rs….

Embassy Office Parks REIT : To Buy or Not to Buy?🏢

To Buy or Not to Buy – that is the question – mainly because you like some aspects of a REIT – the prospect of receiving rental income; but not sure about others – is there capital  protection and how much income can I expect? Ticker: NSE: EMBASSY; BSE: 542602 CMP Rs. 419.98/- as on 15…

Making your first SIP million 💷

“The key is to begin…” they say and so I start my savings with a Rs. 1000/- monthly SIP in a mutual fund. “An end date for the SIP ?” asks the advisor. “Two years for the time being and then I will decide.” Two years later…. “I will continue with the same SIP amount….

BSE Ltd: The exchange’s blue ocean strategy is yielding results

Paperless MF investing – it’s something taken for granted by a digital native, but for a digital immigrant like me its nothing short of a miracle of technology. I shortlisted a few MF schemes for investment, but they were spread across different AMCs; I want the Direct plan, bypassing the agents; this means a visit…

Robo Advisors to help you meet your financial goals…🤖

If you are a Preferred, Priority or Premier customer at a bank, you get a Relationship Manager, else you get the Call Center. Similarly depending on your investible surplus now either you can avail a Robo Advisor or an actual human Investment Advisor. But apparently people are quite happy with the Robo Advisor as seen…

The Grand Indian Equity Sale – Buy ideas📝

2018 was rocking year; I travelled to 4 countries and within India visited 5 new cities. And it was not just for me, 2018 was euphoric for people, companies, markets; there was optimism and feel good all around. And it’s during these trips that I began to notice the range of colourful, smart suitcases and…

Investing in smallcase 🤑₹

Smallcase is an investment idea in the Indian equity market – to put it simply, a combination of the mutual fund concept and a stock systematic investment plan (sip). I have been doing both separately for sometime and now will try the smallcase way. As I mentioned in the prior post on smallcase, the investors buy…

India Shining on the latest GDP growth projections

It is a standard question in all finance classes. The teacher asks “What is GDP?” The students answer in chorus ” Gross Domestic Product.“ And the teacher goes ” That’s the full form, but what does it mean?” No one knows. Finally we learn what GDP really means. GDP is the market value of all…