Hindsight is 20/20 and looking back at the Indian markets, 2020, seemed to be the best year to buy equity; 2021 was the best year to buy real estate and the recent past 2022 was the best year to buy gold. From the highs of Oct 2021, the Indian equity markets have not seen a…
Category: Investing
Zomato Zinger 🍔
Each week has something to look forward to 😊; this week it was all about the much awaited IPO from the food delivery app Zomato. It’s difficult not to have this brand as a part of our daily life esp. in Bangalore; every weekend we order food in and Zomato delivers. On certain weekdays, maybe…
Portfolio picks 💰
“And yet, the truth, as I understand it, is there is a bit of voyeur in each one of us who profess a liking to fiction. Much as we might claim loftier reasons such as love for the language or a deep interest in human behavioural patterns, what really gets to us is the peephole…
Go for Gold 🌟
For the past several months, the front pages across most newspapers showcased two main graphs, one depicting the progress of the pandemic and vaccines while the other tracing the journey of the equity markets as it inched higher and higher. Inbetween, the cryptocurrencies shot into limelight with their spectacular rise and subsequent fall. India has…
Gen Y Parental Gift Traps 👨👩👧👦 (guest post)
There is a current trend among Gen Y parents to ensure that their Kids have a comfortable life and don’t struggle as they have had to. Admirable as this may seem, maybe Gen Y parents should also pay heed to Darwin’s Theory of Evolution. Nature is the World’s best teacher and Gen Y parents can…
Investment ideas for 18-25 year olds 🚶🏻♂️🚶🏻♀️
In college and pursuing graduate courses; food, accommodation and other expenses paid for by parents, popularly referred to as Gen Z; but the kids themselves most likely will not have any investible surplus. So where is the question of investing? It’s the parents who want to start the kids on their compounding journey and want…
Equwise: Mindful beginning to FY 22 🗓
It’s already 7 April. The first week flew past mainly due to Good Friday and Easter; fasting and feasting🥂. March was year end and that pressure from work is over. And before we start making vacation plans, it is a good time to take stock of our individual balance sheet; to see whether we have…
Cutting through the clutter: Oaktree Memos 🍀
Howard Marks is the co-founder of the investment management firm in the US called Oaktree Capital Management. He is an author on financial markets, his most famous book being Mastering the Market Cycle. He is also a guru to many investment managers around the globe. He dispenses his thoughts and views on the financial markets…
Sale❗️in the Indian equity markets📉
Are we witnessing a black swan event? The news headlines from US read “Dow Dives 1,900 Points, NYSE Halts Trading As Stock Indexes Plummet”. At home, the benchmark index, the BSE Sensex fell over 2300 points intraday, to recover some ground and close with a fall of 1,941.67 points (5.17%) – the biggest one day fall ever !!…
Making your first SIP million 💷
“The key is to begin…” they say and so I start my savings with a Rs. 1000/- monthly SIP in a mutual fund. “An end date for the SIP ?” asks the advisor. “Two years for the time being and then I will decide.” Two years later…. “I will continue with the same SIP amount….
Alphabet or Alibaba…it’s time to consider overseas equity in the portfolio 💰
I remember a query by a reader in an Indian financial daily – should he consider investment in an overseas fund for diversification? The reply from the financial guru was – no need as there were plenty of opportunities in the Indian equity market and only if he has exhausted the investment avenues in India,…
The Grand Indian Equity Sale – Buy ideas📝
2018 was rocking year; I travelled to 4 countries and within India visited 5 new cities. And it was not just for me, 2018 was euphoric for people, companies, markets; there was optimism and feel good all around. And it’s during these trips that I began to notice the range of colourful, smart suitcases and…
Investing in smallcase 🤑₹
Smallcase is an investment idea in the Indian equity market – to put it simply, a combination of the mutual fund concept and a stock systematic investment plan (sip). I have been doing both separately for sometime and now will try the smallcase way. As I mentioned in the prior post on smallcase, the investors buy…
Buckle up for a roller coaster ride
Life seems a bit dull ? Thinking of adding some excitement. Thoughts of trying out something new. How about some speculation ? Gambling, no; but something close – investing in the stock market. Only Buffet could say that it was a simple process, almost boring; no one else will agree. Investing in the stock market…
Power of compounding and why we fail
Have you noticed a common theme in all the stories that demonstrate to us the magic of compounding – the recipient in unaware of the existence of the principal amount and oblivious about the compounding magic that happens silently over the years. (Warren Buffet will be an exception !) Then, several years down, one fine morning,…
Passive Income Strategy : Making my salary redundant
WordAds is not an income source for me. I was hopeful when I started on WordAds in Sep 18, but till date not a penny received from them. Currently my only passive income source is investment income. I was working full-time for 9 years and when I decided to take a sabbatical, the first thought…
Catch ’em young and teach them equity
Direct equity investment is not everyone’s cup of tea. There are people who understand the risk and take the time and effort to invest in shares with the aim of earning higher returns than the savings bank interest and fixed deposit schemes. Equity is also a hedge against inflation and for those not interested in…
Miles and smiles 