Investment objectives lie at the very heart of personal financial planning and investment advisory services. The investment objectives can be broadly considered to be of two types – an explicit return objective in percentage terms either absolute or relative to a benchmark or a specific goal based approach, to accumulate a certain amount of corpus…
Category: Equwise
Which PMS strategy is better – Concentrated or Broad-based?
Let’s take two well known examples – from the Marcellus fund house, their flagship PMS scheme, the Consistent Compounders Portfolio (CCP) and from the White Oak India fund house, their flagship PMS scheme, the Pioneers Equity Portfolio. The Consistent Compounders Portfolio (CCP) is a large cap focused PMS fund holding just fourteen stocks (as on…
18.6% CAGR: Marcellus Consistent Compounders Portfolio (CCP) – Great, good enough or bad?
And so, are the returns from the PMS fund great, good enough or bad? If you are invested in Marcellus CCP fund, the net value of your portfolio in CCP depends on when you started investing in the fund and the type of fee structure you opted for. The year of inception for their flagship…
Embassy Office Park REIT: A good bet to invest in the theme #officeagain 👩💼
April marks the beginning of the brand new financial year FY23 and the new year is going to be even more special as corporates have announced that the office re-openings are being scheduled for April too. This back to office is two months ahead of the school academic year which will begin in June. So…
Investing in Power Grid InvIT ⚡️
Power Grid InvIT is an enterprise in the form of a trust known as an infrastructure investment trust that owns revenue generating assets and the cash thus obtained from the operations of the assets is distributed to the unit holders (shareholders) of the trust. They are a close cousins of the Real Estate Investment Trusts…
Pick for the Muhurat trading 2021
Two days to Diwali 🪔 🪔 The benchmark indices were on a free fall for the last few days in October and the stocks have shed some of their overheated gains; just in time too with two days to Diwali 🪔. The recent pull back has provided a window of opportunity to consider a few…
Embassy Office Park REIT: Predictable payouts are always good 💰
Embassy Office Park REIT’s current year FY 22 Q1 results are out and it’s good to get payouts as expected. EOPREIT is distributing Rs. 5.64/- per unit for Q1 👏. The record date is 5 Aug and payment date is before 12 Aug. They had deferred giving a guidance for this year’s total payout wayback…
Zomato Zinger 🍔
Each week has something to look forward to 😊; this week it was all about the much awaited IPO from the food delivery app Zomato. It’s difficult not to have this brand as a part of our daily life esp. in Bangalore; every weekend we order food in and Zomato delivers. On certain weekdays, maybe…
Portfolio picks 💰
“And yet, the truth, as I understand it, is there is a bit of voyeur in each one of us who profess a liking to fiction. Much as we might claim loftier reasons such as love for the language or a deep interest in human behavioural patterns, what really gets to us is the peephole…
Go for Gold 🌟
For the past several months, the front pages across most newspapers showcased two main graphs, one depicting the progress of the pandemic and vaccines while the other tracing the journey of the equity markets as it inched higher and higher. Inbetween, the cryptocurrencies shot into limelight with their spectacular rise and subsequent fall. India has…
Embassy Office Parks REIT: Opportunity amidst the uncertainty 🏢
It’s been two full years of operations since the listing for Embassy Office Parks REIT, India’s first listed office space REIT and during both years EOPREIT has delivered the payouts to the unit holders as per the set targets. For the pandemic year of 2020-21, the cumulative payout per unit for the year was Rs….
CDSL: Rock & Roll 🥁 (Doubles the dividend for FY 20-21)
My first post on CDSL was on 5 Oct 2020👉 Dividend Candidate (#3): CDSL 🤑, mentioning the company’s spectacular performance in Q1 of FY 20-21. The CMP (current market price) on that date was Rs. 482.70/- and the CMP on 30 Apr 2021 is Rs. 810/- ✨. And that is only part of the good…
Gen Y Parental Gift Traps 👨👩👧👦 (guest post)
There is a current trend among Gen Y parents to ensure that their Kids have a comfortable life and don’t struggle as they have had to. Admirable as this may seem, maybe Gen Y parents should also pay heed to Darwin’s Theory of Evolution. Nature is the World’s best teacher and Gen Y parents can…
Investment ideas for 18-25 year olds 🚶🏻♂️🚶🏻♀️
In college and pursuing graduate courses; food, accommodation and other expenses paid for by parents, popularly referred to as Gen Z; but the kids themselves most likely will not have any investible surplus. So where is the question of investing? It’s the parents who want to start the kids on their compounding journey and want…
Equwise: Mindful beginning to FY 22 🗓
It’s already 7 April. The first week flew past mainly due to Good Friday and Easter; fasting and feasting🥂. March was year end and that pressure from work is over. And before we start making vacation plans, it is a good time to take stock of our individual balance sheet; to see whether we have…
Equwise: Investing in IndiGrid InvIT⚡️
In prior posts, I had mentioned InvITs, they are a close cousin of REITs, with the difference being in the nature of the assets owned by the trust. While REITs invest in income generating real estate assets; InvITs hold income generating infrastructure assets – there are two currently listed in India – the IRB InvIT and IndiGrid…
Equwise: Prompt Payouts by InvITs 💠
January is usually a bleak month for dividend payouts; Q3 ends in Dec and the subsequent month is usually spent by the companies compiling the financial data. But this time, the new year began with a pleasant surprise 🎊. As mentioned in a prior post GMDC declared their annual dividend late in 2020 GMDC: Dividend…
Non Convertible Debentures (NCD): A source of passive income 💰
Power Finance Corp (PFC) a govt of India undertaking advertised that it is selling bonds also called non-convertible debentures (NCD) worth Rs. 5000 cr to raise cash. The maximum interest rate offered on these bonds is 7.15% pa. This is an eye catching rate of interest as the bank FD rates have fallen sharply below…
GMDC: Dividend declared💰
I had written about GMDC being a dividend candidate earlier in the post 👉 Dividend Candidate(#1): GMDC🤑 and had considered this year’s dividend to be Rs. 3/- share. But this year the dividend declared in Rs. 2/- share (100% face value). The dividend is usually declared in September and the payout happens by October. But…
Dividend Candidate (#3): CDSL 🤑
CDSL is a business that did well during the pandemic. Take look at the company’s Q1 numbers 👇 The Story So Far… CDSL is Central Depository Services Ltd, in the business of holding securities in the dematerialised form and enabling their transactions. Like the two stock exchanges in India namely BSE and NSE, the depository…
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