Property repairs – an unplanned financial goal 🏚

Investment objectives lie at the very heart of personal financial planning and investment advisory services. The investment objectives can be broadly considered to be of two types – an explicit return objective in percentage terms either absolute or relative to a benchmark or a specific goal based approach, to accumulate a certain amount of corpus…

Feni & Tapas food trail in Goa 🍹🌮

“There is something about Goan drinking that is worth recording for posterity. A Goan seldom gets drunk, though every village has its miniscule quota of alcoholics. Unlike many non-Goan Indian tourists who mix beer with whisky and consume it in large gulps trying to get a quick kick…which they rightly deserve in the seat of…

A lil “Tajness” to the Republic Day 2023 in Goa 🇮🇳

The year 2023 has dawned with the possibility carving out a lot of long weekends over the course of the ensuing months; the first of which is the Republic Day weekend. The Republic Day, 26 January was a Thursday and with Friday off, it’s a long weekend and we headed out to Goa. Our stay…

Which PMS strategy is better – Concentrated or Broad-based?

Let’s take two well known examples – from the Marcellus fund house, their flagship PMS scheme, the Consistent Compounders Portfolio (CCP) and from the White Oak India fund house, their flagship PMS scheme, the Pioneers Equity Portfolio. The Consistent Compounders Portfolio (CCP) is a large cap focused PMS fund holding just fourteen stocks (as on…

The best tree of the season 🎄

The Christmas trees are everywhere, in homes, hotels, malls, shops; all are artificial trees, but each one is unique and pretty. The possibilities in terms decor are endless and the sheer creativity involved in making them a stand out is brilliant and never fails to amaze. The Taj West End at Bangalore has some spectacular…

Vanakkam Chennai: A wedding soirée 💍

The days in Bengaluru are getting dark early, the weather outside is windy, damp and cold. Not cheery weather at all; and we were happy to get a brief escape from this dreariness and fly off to a quick but pre-planned celebration in the neighbouring metro city of Chennai. I am flying into Chennai after…

Tête-à-tête 🚗 (guest post)

Not sure if it’s calculated or a mere coincidence but they do select the least expected spots as the catchment areas; it can be just around an unsuspecting curve, two streets away from the popular watering holes in the locality in the late evenings and even right at the bottom of an empty overbridge where…

1️⃣ December: Tree Day🎄

No sun today; it’s cloudy, grey and a windy morning here in Bangalore; has all the signs of a lazy day ahead. Quoting Jim Rohn here “Either you run the day or the day runs you!” It is a special day though, the beginning of a new month and the first task of December is…

Camera Chronicles: Ready, set, sail @Bambolim, Goa⛵️-II

“Photographs are a way of imprisoning reality…One can’t possess reality, one can possess images–one can’t possess the present but one can possess the past.” ― Susan Sontag, On Photography Aquasail – a fun venture we encountered at the Grand Hyatt resort in Goa earlier this month. The plan we opted for had sailing in three boats for…

Workcation at Grand Hyatt, Goa 🌴

Warm sun, cool breeze and rhythmic sound of the waves; not the ideal the setting for work, but work we must. And that was okay and that was how it was planned. Grand Hyatt is located by the sea shore overlooking the Bambolim bay; 25 kms away from the Goa airport at Dabolim. A sprawling…

New & Blue 🌬

“A year from now you may wish you had started today.” Karen Lamb I am back to working full-time now and in a new niche. Starting over anew, after a sabbatical is a roller-coaster experience. The opportunity was godsend; and I am grateful for it. But it’s no cakewalk; the learning curve is steep; stumbling…

Bangalore to Mangalore ✈️

Hi! there 👋 It’s been a while. Rainy days are here in Bangalore again; roads and residential layouts in parts of the extended city are flooded due to the heavy rains. The sudden rise in water levels has created havoc and confusion on the ground; we meanwhile are taking to the skies and on a…

Surrounded by water🌊 and enveloped in rain🌧🌴

We landed in Kerala in pouring rain and realized that we had forgotten to pack the umbrella ☔️. It was a Sunday morning and most shops in Kochi had their shutters down; but our taxi driver was helpful and we managed to buy an umbrella the way to the hotel. I had initially tried yanking…

A favourite destination in Bengaluru✈️

My alarm starts to ring, it’s 5:00 am on a Sunday morning; it’s still dark outside and my head feels groggy initially, but soon settles on a single line of thought, that I have to get a head start on the To Do list for the morning so as to make it out of the…

Lunch @Maya, Jayanagar, Bangalore🍽

Jayanagar is one of the older suburbs in Bangalore, which still has broad tree lined roads enveloped in thick green canopy that blocks the sunlight from reaching the ground; hence even on a hot afternoon, it feels quite cool. “It’s where all the moneybags in Bangalore stay; not the nouveau riche, the old money.” remarked…

An enchanting escapism: A Gentleman in Moscow by Amor Towles 🏨

But with a dour expression, the German replied that the only contribution the Russians had made to the West was the invention of vodka.”I will buy a glass of vodka for any man in this bar who can name three more.” he said “I will take you at your word and happily accept your challenge.”…

One fine morning in June 🌇

6:00 am, there is light outside; a quiet start to a cloudy morning in June, looks like it may rain but it often does not, the clouds disperse after the morning assembly. You can wake up to bird songs in Bangalore, but I never imagined I would see the avian beings responsible for the chripings,…